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Blue Grass Federal Savings And Loan Association
Paris, KY · FDIC Certificate #31090 · Chartered 01/0
Total assets
$58.51M
Total deposits
$40.55M
Total equity
$9.37M
Net loans
$44.60M
Branches (offices)
1
Net income (YTD)
$84.00K
Rank: #3,971 of 4,213 U.S. banks by assets · #113 of 120 in Kentucky. Assets changed 9.8% and deposits 13.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.29% |
| Return on equity | 1.81% |
| Net interest margin (YTD) | 2.83% |
| Equity to assets | 16.01% |
| Tier 1 leverage ratio | 15.91% |
| Uninsured deposits (share of deposits) | 10.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 110.0% |
| Real estate loans (share of loans) | 92.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $41.23M | 92.4% | |
| Commercial & industrial | $3.46M | 7.8% | |
| Consumer / individual | $338.00K | 0.8% | |
| Construction & development | $2.74M | 6.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $46.93M | $33.48M | $83.00K | $8.70M |
| Jun 2023 | $52.57M | $33.95M | $63.00K | $8.75M |
| Jun 2024 | $52.10M | $34.69M | $50.00K | $9.02M |
| Jun 2025 | $53.29M | $35.70M | $65.00K | $9.14M |
| Jun 2026 | $58.51M | $40.55M | $84.00K | $9.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $40.55M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $40.55M.
Similar-sized banks
Producer Bank Of Texas ($58.75M) · Bank Of Clarks ($58.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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