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Bank Of Erath
Erath, LA · FDIC Certificate #8532 · Chartered 01/0
Total assets
$105.33M
Total deposits
$90.23M
Total equity
$14.27M
Net loans
$42.79M
Branches (offices)
3
Net income (YTD)
$99.00K
Rank: #3,640 of 4,213 U.S. banks by assets · #91 of 103 in Louisiana. Assets changed -0.6% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.18% |
| Return on equity | 1.38% |
| Net interest margin (YTD) | 4.19% |
| Equity to assets | 13.55% |
| Tier 1 leverage ratio | 14.39% |
| Uninsured deposits (share of deposits) | 12.1% |
| Noncurrent loans (share of loans) | 1.42% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 47.4% |
| Real estate loans (share of loans) | 82.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $35.12M | 82.1% | |
| Commercial & industrial | $1.71M | 4.0% | |
| Consumer / individual | $1.88M | 4.4% | |
| Construction & development | $4.16M | 9.7% | |
| Agricultural | $4.76M | 11.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $118.56M | $106.07M | $78.00K | $11.50M |
| Jun 2023 | $113.72M | $97.19M | $514.00K | $11.77M |
| Jun 2024 | $113.23M | $96.20M | $320.00K | $12.78M |
| Jun 2025 | $105.92M | $91.36M | $302.00K | $13.80M |
| Jun 2026 | $105.33M | $90.23M | $99.00K | $14.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $90.23M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $90.23M.
Similar-sized banks
First National Bank Of Kansas ($105.59M) · Investment Savings Bank ($105.25M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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