Advertisement
Investment Savings Bank
Altoona, PA · FDIC Certificate #30121 · Chartered 01/0
Total assets
$105.25M
Total deposits
$75.54M
Total equity
$22.23M
Net loans
$44.24M
Branches (offices)
2
Net income (YTD)
$216.00K
Rank: #3,641 of 4,213 U.S. banks by assets · #100 of 109 in Pennsylvania. Assets changed 2.0% and deposits 0.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.41% |
| Return on equity | 1.95% |
| Net interest margin (YTD) | 2.83% |
| Equity to assets | 21.12% |
| Tier 1 leverage ratio | 21.72% |
| Uninsured deposits (share of deposits) | 4.4% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 58.6% |
| Real estate loans (share of loans) | 98.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $43.38M | 98.0% | |
| Commercial & industrial | $396.00K | 0.9% | |
| Consumer / individual | $839.00K | 1.9% | |
| Construction & development | $3.00K | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $105.13M | $83.56M | $60.00K | $20.06M |
| Jun 2023 | $103.36M | $76.79M | $196.00K | $19.46M |
| Jun 2024 | $105.87M | $75.00M | $100.00K | $20.35M |
| Jun 2025 | $103.21M | $75.41M | $144.00K | $21.42M |
| Jun 2026 | $105.25M | $75.54M | $216.00K | $22.23M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $75.54M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $75.54M.
Similar-sized banks
Bank Of Erath ($105.33M) · The First National Bank Of Anson ($105.21M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement