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Bank Of Newington
Newington, GA · FDIC Certificate #5704 · Chartered 08/1
Total assets
$333.75M
Total deposits
$301.11M
Total equity
$29.75M
Net loans
$260.09M
Branches (offices)
4
Net income (YTD)
$2.44M
Rank: #2,319 of 4,213 U.S. banks by assets · #62 of 123 in Georgia. Assets changed 10.9% and deposits 14.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.50% |
| Return on equity | 16.94% |
| Net interest margin (YTD) | 5.00% |
| Equity to assets | 8.91% |
| Tier 1 leverage ratio | 9.07% |
| Uninsured deposits (share of deposits) | 18.9% |
| Noncurrent loans (share of loans) | 0.48% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 86.4% |
| Real estate loans (share of loans) | 95.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $249.03M | 95.7% | |
| Commercial & industrial | $8.04M | 3.1% | |
| Consumer / individual | $3.50M | 1.3% | |
| Construction & development | $79.40M | 30.5% | |
| Agricultural | $4.91M | 1.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $192.41M | $173.42M | $1.63M | $17.11M |
| Jun 2023 | $233.50M | $211.71M | $1.85M | $19.54M |
| Jun 2024 | $279.57M | $254.20M | $2.13M | $23.13M |
| Jun 2025 | $300.92M | $262.33M | $2.31M | $26.33M |
| Jun 2026 | $333.75M | $301.11M | $2.44M | $29.75M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Georgia | $301.11M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $301.11M.
Similar-sized banks
Community State Bank Of Missouri ($333.86M) · Stryv Bank ($333.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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