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Banks · Missouri

Community State Bank Of Missouri

Bowling Green, MO · FDIC Certificate #1936 · Chartered 01/2

Total assets
$333.86M
Total deposits
$296.01M
Total equity
$36.45M
Net loans
$231.55M
Branches (offices)
3
Net income (YTD)
$2.98M
Rank: #2,318 of 4,213 U.S. banks by assets · #94 of 190 in Missouri. Assets changed 3.7% and deposits 3.5% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.74%
Return on equity16.38%
Net interest margin (YTD)3.63%
Equity to assets10.92%
Tier 1 leverage ratio11.02%
Uninsured deposits (share of deposits)18.9%
Noncurrent loans (share of loans)0.26%
Net charge-offs (share of loans)0.00%
Loans to deposits78.2%
Real estate loans (share of loans)82.2%

Loan mix

CategoryAmountShare
Real estate loans$190.37M
82.2%
Commercial & industrial$28.89M
12.5%
Consumer / individual$2.66M
1.1%
Construction & development$9.33M
4.0%
Agricultural$10.13M
4.4%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$291.42M$260.92M$1.32M$29.81M
Jun 2023$285.91M$255.12M$1.66M$29.92M
Jun 2024$296.04M$250.15M$2.34M$31.83M
Jun 2025$321.84M$285.91M$2.60M$34.59M
Jun 2026$333.86M$296.01M$2.98M$36.45M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Missouri$296.00M3

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $296.00M.

Similar-sized banks

Ultima Bank Minnesota ($333.90M) · Bank Of Newington ($333.75M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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