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Bank Of Rantoul
Rantoul, IL · FDIC Certificate #11711 · Chartered 11/2
Total assets
$285.79M
Total deposits
$223.34M
Total equity
$27.48M
Net loans
$94.39M
Branches (offices)
2
Net income (YTD)
$2.12M
Rank: #2,542 of 4,213 U.S. banks by assets · #160 of 322 in Illinois. Assets changed 10.5% and deposits 10.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.52% |
| Return on equity | 15.70% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 9.62% |
| Tier 1 leverage ratio | 10.75% |
| Uninsured deposits (share of deposits) | 25.7% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 42.3% |
| Real estate loans (share of loans) | 55.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $52.62M | 55.8% | |
| Commercial & industrial | $19.37M | 20.5% | |
| Consumer / individual | $1.64M | 1.7% | |
| Construction & development | $1.35M | 1.4% | |
| Agricultural | $22.49M | 23.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $259.07M | $218.82M | $1.58M | $20.85M |
| Jun 2023 | $246.13M | $207.41M | $2.87M | $21.57M |
| Jun 2024 | $239.74M | $197.53M | $2.35M | $22.77M |
| Jun 2025 | $258.54M | $203.11M | $2.47M | $23.62M |
| Jun 2026 | $285.79M | $223.34M | $2.12M | $27.48M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $223.34M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $223.34M.
Similar-sized banks
The Fort Jennings State Bank ($285.84M) · Nebraska State Bank And Trust Company ($285.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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