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The Fort Jennings State Bank
Fort Jennings, OH · FDIC Certificate #13209 · Chartered 01/0
Total assets
$285.84M
Total deposits
$247.23M
Total equity
$35.10M
Net loans
$205.57M
Branches (offices)
7
Net income (YTD)
$1.98M
Rank: #2,541 of 4,213 U.S. banks by assets · #78 of 155 in Ohio. Assets changed 8.0% and deposits 7.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 11.59% |
| Net interest margin (YTD) | 4.75% |
| Equity to assets | 12.28% |
| Tier 1 leverage ratio | 12.71% |
| Uninsured deposits (share of deposits) | 11.4% |
| Noncurrent loans (share of loans) | 1.09% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 83.2% |
| Real estate loans (share of loans) | 76.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $157.97M | 76.8% | |
| Commercial & industrial | $40.34M | 19.6% | |
| Consumer / individual | $7.09M | 3.4% | |
| Construction & development | $9.25M | 4.5% | |
| Agricultural | $5.30M | 2.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $230.36M | $204.46M | $1.13M | $23.38M |
| Jun 2023 | $242.85M | $214.61M | $1.61M | $25.09M |
| Jun 2024 | $249.48M | $218.80M | $1.44M | $27.25M |
| Jun 2025 | $264.59M | $230.01M | $1.98M | $31.38M |
| Jun 2026 | $285.84M | $247.23M | $1.98M | $35.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $247.23M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $247.23M.
Similar-sized banks
First Federal Bank Of Wisconsin ($285.91M) · Bank Of Rantoul ($285.79M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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