Advertisement
Bank Of The Orient
San Francisco, CA · FDIC Certificate #20387 · Chartered 03/1
Total assets
$1.21B
Total deposits
$1.05B
Total equity
$137.41M
Net loans
$976.95M
Branches (offices)
9
Net income (YTD)
$4.43M
Rank: #884 of 4,213 U.S. banks by assets · #54 of 115 in California. Assets changed 18.9% and deposits 21.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.76% |
| Return on equity | 6.55% |
| Net interest margin (YTD) | 3.51% |
| Equity to assets | 11.31% |
| Tier 1 leverage ratio | 11.65% |
| Uninsured deposits (share of deposits) | 18.5% |
| Noncurrent loans (share of loans) | 2.16% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.0% |
| Real estate loans (share of loans) | 97.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $955.61M | 97.8% | |
| Commercial & industrial | $34.36M | 3.5% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $53.09M | 5.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $855.11M | $704.42M | $5.79M | $112.77M |
| Jun 2023 | $854.45M | $688.38M | $5.96M | $123.73M |
| Jun 2024 | $937.91M | $785.04M | $3.27M | $126.75M |
| Jun 2025 | $1.02B | $865.07M | $3.93M | $129.46M |
| Jun 2026 | $1.21B | $1.05B | $4.43M | $137.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $1.01B | 7 |
| Texas | $38.13M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.05B.
Similar-sized banks
Peoplessouth Bank ($1.21B) · West Michigan Community Bank ($1.21B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement