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Bank Of Vici
Vici, OK · FDIC Certificate #420 · Chartered 01/0
Total assets
$28.85M
Total deposits
$26.77M
Total equity
$2.04M
Net loans
$13.46M
Branches (offices)
1
Net income (YTD)
-$130.00K
Rank: #4,152 of 4,213 U.S. banks by assets · #163 of 168 in Oklahoma. Assets changed -11.7% and deposits -13.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.87% |
| Return on equity | -13.25% |
| Net interest margin (YTD) | 4.28% |
| Equity to assets | 7.07% |
| Tier 1 leverage ratio | 10.23% |
| Uninsured deposits (share of deposits) | 15.7% |
| Noncurrent loans (share of loans) | 12.31% |
| Net charge-offs (share of loans) | 0.32% |
| Loans to deposits | 50.3% |
| Real estate loans (share of loans) | 30.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.12M | 30.6% | |
| Commercial & industrial | $5.24M | 38.9% | |
| Consumer / individual | $3.32M | 24.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $1.16M | 8.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $38.07M | $34.90M | $115.00K | $3.14M |
| Jun 2023 | $35.51M | $32.30M | $97.00K | $3.18M |
| Jun 2024 | $32.70M | $28.96M | -$47.00K | $3.71M |
| Jun 2025 | $32.68M | $30.94M | -$1.51M | $1.68M |
| Jun 2026 | $28.85M | $26.77M | -$130.00K | $2.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $26.77M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $26.77M.
Similar-sized banks
Citizens Bank Of Edinburg ($28.95M) · The First National Bank Of Frederick ($28.84M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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