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Citizens Bank Of Edinburg
Edinburg, IL · FDIC Certificate #20454 · Chartered 07/1
Total assets
$28.95M
Total deposits
$25.43M
Total equity
$3.31M
Net loans
$8.31M
Branches (offices)
1
Net income (YTD)
$142.00K
Rank: #4,151 of 4,213 U.S. banks by assets · #312 of 322 in Illinois. Assets changed -6.1% and deposits -7.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.95% |
| Return on equity | 8.72% |
| Net interest margin (YTD) | 3.55% |
| Equity to assets | 11.45% |
| Tier 1 leverage ratio | 11.93% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 32.7% |
| Real estate loans (share of loans) | 76.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $6.39M | 76.9% | |
| Commercial & industrial | $949.00K | 11.4% | |
| Consumer / individual | $300.00K | 3.6% | |
| Construction & development | $278.00K | 3.3% | |
| Agricultural | $812.00K | 9.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $32.04M | $29.58M | $77.00K | $2.38M |
| Jun 2023 | $29.18M | $26.54M | $153.00K | $2.50M |
| Jun 2024 | $29.92M | $27.00M | $127.00K | $2.75M |
| Jun 2025 | $30.83M | $27.55M | $178.00K | $3.07M |
| Jun 2026 | $28.95M | $25.43M | $142.00K | $3.31M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $25.43M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $25.43M.
Similar-sized banks
First National Bank In Tigerton ($29.26M) · Bank Of Vici ($28.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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