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Bank Of Whittier, National Association
Whittier, CA · FDIC Certificate #24211 · Chartered 12/2
Total assets
$152.61M
Total deposits
$125.18M
Total equity
$25.50M
Net loans
$84.21M
Branches (offices)
2
Net income (YTD)
$549.00K
Rank: #3,288 of 4,213 U.S. banks by assets · #107 of 115 in California. Assets changed -12.2% and deposits -15.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.69% |
| Return on equity | 4.32% |
| Net interest margin (YTD) | 2.45% |
| Equity to assets | 16.71% |
| Tier 1 leverage ratio | 16.38% |
| Uninsured deposits (share of deposits) | 21.1% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 67.3% |
| Real estate loans (share of loans) | 101.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $85.56M | 101.6% | |
| Commercial & industrial | $298.00K | 0.4% | |
| Consumer / individual | $825.00K | 1.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $177.47M | $155.23M | $559.00K | $20.99M |
| Jun 2023 | $168.49M | $144.21M | $826.00K | $22.36M |
| Jun 2024 | $172.45M | $147.04M | $733.00K | $23.47M |
| Jun 2025 | $173.81M | $147.92M | $588.00K | $24.51M |
| Jun 2026 | $152.61M | $125.18M | $549.00K | $25.50M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $106.20M | 1 |
| Texas | $18.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $125.18M.
Similar-sized banks
Bluff View Bank ($152.80M) · Guaranty Bank Inc. ($152.39M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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