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Bank Of York
York, SC · FDIC Certificate #15104 · Chartered 04/1
Total assets
$317.68M
Total deposits
$274.23M
Total equity
$39.67M
Net loans
$97.33M
Branches (offices)
4
Net income (YTD)
$2.69M
Rank: #2,387 of 4,213 U.S. banks by assets · #29 of 43 in South Carolina. Assets changed 5.4% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.73% |
| Return on equity | 14.02% |
| Net interest margin (YTD) | 4.11% |
| Equity to assets | 12.49% |
| Tier 1 leverage ratio | 12.88% |
| Uninsured deposits (share of deposits) | 23.7% |
| Noncurrent loans (share of loans) | 0.86% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 35.5% |
| Real estate loans (share of loans) | 83.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $81.01M | 83.2% | |
| Commercial & industrial | $12.19M | 12.5% | |
| Consumer / individual | $5.45M | 5.6% | |
| Construction & development | $15.80M | 16.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $324.67M | $292.58M | $494.00K | $25.90M |
| Jun 2023 | $301.38M | $265.30M | $2.80M | $29.25M |
| Jun 2024 | $292.26M | $253.34M | $2.80M | $32.25M |
| Jun 2025 | $301.41M | $257.03M | $2.54M | $36.27M |
| Jun 2026 | $317.68M | $274.23M | $2.69M | $39.67M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $274.23M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $274.23M.
Similar-sized banks
Bankmiami ($317.85M) · Putnam County State Bank ($317.56M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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