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Bankmiami
Coral Gables, FL · FDIC Certificate #59354 · Chartered 03/1
Total assets
$317.85M
Total deposits
$280.85M
Total equity
$34.94M
Net loans
$98.50M
Branches (offices)
1
Net income (YTD)
-$921.00K
Rank: #2,386 of 4,213 U.S. banks by assets · #56 of 81 in Florida. Assets changed 294.0% and deposits 547.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.71% |
| Return on equity | -5.22% |
| Net interest margin (YTD) | 2.54% |
| Equity to assets | 10.99% |
| Tier 1 leverage ratio | 11.43% |
| Uninsured deposits (share of deposits) | 70.8% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 35.1% |
| Real estate loans (share of loans) | 92.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $90.78M | 92.2% | |
| Commercial & industrial | $8.61M | 8.7% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $17.69M | 18.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2025 | $80.68M | $43.39M | -$1.60M | $37.05M |
| Jun 2026 | $317.85M | $280.85M | -$921.00K | $34.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $280.85M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $280.85M.
Similar-sized banks
The National Iron Bank ($318.00M) · Bank Of York ($317.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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