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Bankflorida
Dade City, FL · FDIC Certificate #58537 · Chartered 08/2
Total assets
$459.50M
Total deposits
$388.87M
Total equity
$54.86M
Net loans
$341.27M
Branches (offices)
6
Net income (YTD)
$2.76M
Rank: #1,882 of 4,213 U.S. banks by assets · #45 of 81 in Florida. Assets changed 12.7% and deposits 11.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.25% |
| Return on equity | 10.71% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 11.94% |
| Tier 1 leverage ratio | 12.58% |
| Uninsured deposits (share of deposits) | 59.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.07% |
| Loans to deposits | 87.8% |
| Real estate loans (share of loans) | 90.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $307.51M | 90.1% | |
| Commercial & industrial | $37.96M | 11.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $49.31M | 14.4% | |
| Agricultural | $224.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $289.64M | $253.95M | $936.00K | $35.32M |
| Jun 2023 | $312.00M | $253.92M | $923.00K | $37.69M |
| Jun 2024 | $338.70M | $283.70M | $600.00K | $39.25M |
| Jun 2025 | $407.55M | $349.65M | $1.21M | $42.23M |
| Jun 2026 | $459.50M | $388.87M | $2.76M | $54.86M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $388.87M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $388.87M.
Similar-sized banks
Integrity Bank & Trust ($459.56M) · The Bippus State Bank ($458.88M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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