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Integrity Bank & Trust
Monument, CO · FDIC Certificate #57587 · Chartered 08/1
Total assets
$459.56M
Total deposits
$372.60M
Total equity
$40.61M
Net loans
$345.13M
Branches (offices)
5
Net income (YTD)
$2.05M
Rank: #1,881 of 4,213 U.S. banks by assets · #21 of 63 in Colorado. Assets changed 4.8% and deposits -1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.91% |
| Return on equity | 10.52% |
| Net interest margin (YTD) | 4.09% |
| Equity to assets | 8.84% |
| Tier 1 leverage ratio | 9.11% |
| Uninsured deposits (share of deposits) | 21.5% |
| Noncurrent loans (share of loans) | 0.54% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 92.6% |
| Real estate loans (share of loans) | 89.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $307.91M | 89.2% | |
| Commercial & industrial | $41.72M | 12.1% | |
| Consumer / individual | $683.00K | 0.2% | |
| Construction & development | $51.54M | 14.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $332.40M | $307.62M | $1.94M | $23.76M |
| Jun 2023 | $335.81M | $292.99M | $1.89M | $26.39M |
| Jun 2024 | $348.75M | $295.20M | $1.87M | $29.92M |
| Jun 2025 | $438.48M | $377.63M | $2.26M | $34.03M |
| Jun 2026 | $459.56M | $372.60M | $2.05M | $40.61M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $372.60M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $372.60M.
Similar-sized banks
United Cumberland Bank ($460.17M) · Bankflorida ($459.50M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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