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Banksouth
Dothan, AL · FDIC Certificate #77 · Chartered 01/0
Total assets
$221.46M
Total deposits
$178.39M
Total equity
$41.41M
Net loans
$178.55M
Branches (offices)
2
Net income (YTD)
$1.50M
Rank: #2,856 of 4,213 U.S. banks by assets · #59 of 93 in Alabama. Assets changed 5.2% and deposits 5.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.39% |
| Return on equity | 7.30% |
| Net interest margin (YTD) | 3.88% |
| Equity to assets | 18.70% |
| Tier 1 leverage ratio | 19.06% |
| Uninsured deposits (share of deposits) | 43.5% |
| Noncurrent loans (share of loans) | 0.02% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 100.1% |
| Real estate loans (share of loans) | 90.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $161.34M | 90.4% | |
| Commercial & industrial | $17.64M | 9.9% | |
| Consumer / individual | $1.30M | 0.7% | |
| Construction & development | $8.93M | 5.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $217.69M | $180.07M | $1.18M | $37.25M |
| Jun 2023 | $198.68M | $159.19M | $1.18M | $38.53M |
| Jun 2024 | $202.51M | $160.58M | $1.16M | $39.37M |
| Jun 2025 | $210.41M | $168.79M | $1.38M | $40.54M |
| Jun 2026 | $221.46M | $178.39M | $1.50M | $41.41M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $178.39M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $178.39M.
Similar-sized banks
Ipava State Bank ($221.91M) · Farmers State Bank ($221.45M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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