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Ipava State Bank
Lewistown, IL · FDIC Certificate #10473 · Chartered 09/1
Total assets
$221.91M
Total deposits
$194.35M
Total equity
$19.72M
Net loans
$136.84M
Branches (offices)
7
Net income (YTD)
$1.60M
Rank: #2,855 of 4,213 U.S. banks by assets · #184 of 322 in Illinois. Assets changed 10.5% and deposits 8.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.47% |
| Return on equity | 16.54% |
| Net interest margin (YTD) | 4.06% |
| Equity to assets | 8.89% |
| Tier 1 leverage ratio | 9.68% |
| Uninsured deposits (share of deposits) | 32.5% |
| Noncurrent loans (share of loans) | 0.20% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 70.4% |
| Real estate loans (share of loans) | 83.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $114.57M | 83.7% | |
| Commercial & industrial | $10.18M | 7.4% | |
| Consumer / individual | $5.34M | 3.9% | |
| Construction & development | $5.62M | 4.1% | |
| Agricultural | $6.27M | 4.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $192.54M | $175.37M | $1.05M | $15.44M |
| Jun 2023 | $196.07M | $179.78M | $1.13M | $15.66M |
| Jun 2024 | $202.82M | $183.22M | $1.07M | $17.87M |
| Jun 2025 | $200.74M | $178.64M | $1.14M | $18.72M |
| Jun 2026 | $221.91M | $194.35M | $1.60M | $19.72M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $185.53M | 6 |
| Florida | $8.81M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $194.35M.
Similar-sized banks
Farmers And Drovers Bank ($221.92M) · Banksouth ($221.46M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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