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Benton County State Bank
Blairstown, IA · FDIC Certificate #13774 · Chartered 01/0
Total assets
$50.75M
Total deposits
$38.43M
Total equity
$7.44M
Net loans
$31.57M
Branches (offices)
1
Net income (YTD)
$254.00K
Rank: #4,039 of 4,213 U.S. banks by assets · #214 of 225 in Iowa. Assets changed -1.8% and deposits -3.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 6.81% |
| Net interest margin (YTD) | 3.69% |
| Equity to assets | 14.66% |
| Tier 1 leverage ratio | 15.22% |
| Uninsured deposits (share of deposits) | 21.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 82.1% |
| Real estate loans (share of loans) | 82.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $26.16M | 82.9% | |
| Commercial & industrial | $1.75M | 5.5% | |
| Consumer / individual | $282.00K | 0.9% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $3.60M | 11.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $48.96M | $36.88M | $317.00K | $6.06M |
| Jun 2023 | $52.65M | $39.98M | $281.00K | $6.62M |
| Jun 2024 | $49.29M | $37.42M | $204.00K | $6.77M |
| Jun 2025 | $51.66M | $39.65M | $260.00K | $7.18M |
| Jun 2026 | $50.75M | $38.43M | $254.00K | $7.44M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $38.43M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $38.43M.
Similar-sized banks
Peoples Bank Of Deer Lodge ($50.79M) · The Northern State Bank Of Gonvick ($50.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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