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Banks · Montana

Peoples Bank Of Deer Lodge

Deer Lodge, MT · FDIC Certificate #26941 · Chartered 04/0

Total assets
$50.79M
Total deposits
$45.77M
Total equity
$4.91M
Net loans
$37.12M
Branches (offices)
1
Net income (YTD)
$529.00K
Rank: #4,038 of 4,213 U.S. banks by assets · #34 of 35 in Montana. Assets changed 11.8% and deposits 11.9% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)2.07%
Return on equity22.26%
Net interest margin (YTD)4.91%
Equity to assets9.67%
Tier 1 leverage ratio10.50%
Uninsured deposits (share of deposits)22.2%
Noncurrent loans (share of loans)2.01%
Net charge-offs (share of loans)0.11%
Loans to deposits81.1%
Real estate loans (share of loans)68.4%

Loan mix

CategoryAmountShare
Real estate loans$25.39M
68.4%
Commercial & industrial$4.13M
11.1%
Consumer / individual$1.56M
4.2%
Construction & development$3.28M
8.8%
Agricultural$6.46M
17.4%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$42.77M$39.37M$301.00K$3.37M
Jun 2023$42.52M$36.87M$321.00K$3.61M
Jun 2024$44.09M$40.06M$290.00K$3.94M
Jun 2025$45.42M$40.91M$479.00K$4.42M
Jun 2026$50.79M$45.77M$529.00K$4.91M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Montana$45.77M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $45.77M.

Similar-sized banks

Rayne Building And Loan Association ($50.82M) · Benton County State Bank ($50.75M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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