Advertisement
Blackhawk Bank & Trust
Milan, IL · FDIC Certificate #18402 · Chartered 06/2
Total assets
$2.04B
Total deposits
$1.60B
Total equity
$194.87M
Net loans
$1.25B
Branches (offices)
19
Net income (YTD)
$15.20M
Rank: #597 of 4,213 U.S. banks by assets · #39 of 322 in Illinois. Assets changed 9.1% and deposits 8.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.55% |
| Return on equity | 15.95% |
| Net interest margin (YTD) | 3.44% |
| Equity to assets | 9.57% |
| Tier 1 leverage ratio | 10.54% |
| Uninsured deposits (share of deposits) | 34.2% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | 0.11% |
| Loans to deposits | 78.3% |
| Real estate loans (share of loans) | 79.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $999.61M | 79.7% | |
| Commercial & industrial | $190.08M | 15.1% | |
| Consumer / individual | $19.69M | 1.6% | |
| Construction & development | $203.71M | 16.2% | |
| Agricultural | $29.11M | 2.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.75B | $1.29B | $10.05M | $153.28M |
| Jun 2023 | $1.83B | $1.23B | $6.38M | $140.79M |
| Jun 2024 | $1.84B | $1.34B | $6.21M | $152.18M |
| Jun 2025 | $1.87B | $1.48B | $8.59M | $172.70M |
| Jun 2026 | $2.04B | $1.60B | $15.20M | $194.87M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $1.41B | 15 |
| Iowa | $197.20M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.60B.
Similar-sized banks
First Financial Bank ($2.04B) · First National Bank ($2.03B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement