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First Financial Bank
El Dorado, AR · FDIC Certificate #28905 · Chartered 04/0
Total assets
$2.04B
Total deposits
$1.68B
Total equity
$231.26M
Net loans
$1.71B
Branches (offices)
17
Net income (YTD)
$21.39M
Rank: #596 of 4,213 U.S. banks by assets · #12 of 78 in Arkansas. Assets changed 12.1% and deposits 9.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.18% |
| Return on equity | 18.94% |
| Net interest margin (YTD) | 4.39% |
| Equity to assets | 11.35% |
| Tier 1 leverage ratio | 11.15% |
| Uninsured deposits (share of deposits) | 28.2% |
| Noncurrent loans (share of loans) | 3.64% |
| Net charge-offs (share of loans) | 0.21% |
| Loans to deposits | 102.1% |
| Real estate loans (share of loans) | 86.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.49B | 86.9% | |
| Commercial & industrial | $162.52M | 9.5% | |
| Consumer / individual | $26.34M | 1.5% | |
| Construction & development | $185.56M | 10.8% | |
| Agricultural | $53.75M | 3.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.47B | $1.23B | $11.89M | $184.48M |
| Jun 2023 | $1.56B | $1.24B | $13.62M | $188.75M |
| Jun 2024 | $1.72B | $1.41B | $13.27M | $200.79M |
| Jun 2025 | $1.82B | $1.53B | $20.85M | $217.75M |
| Jun 2026 | $2.04B | $1.68B | $21.39M | $231.26M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $1.37B | 15 |
| Mississippi | $308.79M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.68B.
Similar-sized banks
Peoples Bank ($2.04B) · Blackhawk Bank & Trust ($2.04B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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