Advertisement
Brighton Bank
Brighton, TN · FDIC Certificate #9189 · Chartered 10/1
Total assets
$51.04M
Total deposits
$45.54M
Total equity
$5.20M
Net loans
$30.34M
Branches (offices)
1
Net income (YTD)
-$290.00K
Rank: #4,035 of 4,213 U.S. banks by assets · #109 of 109 in Tennessee. Assets changed -10.6% and deposits -10.6% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | -1.08% |
| Return on equity | -10.89% |
| Net interest margin (YTD) | 3.50% |
| Equity to assets | 10.19% |
| Tier 1 leverage ratio | 9.79% |
| Uninsured deposits (share of deposits) | 10.9% |
| Noncurrent loans (share of loans) | 0.07% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 66.6% |
| Real estate loans (share of loans) | 92.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $28.10M | 92.6% | |
| Commercial & industrial | $2.37M | 7.8% | |
| Consumer / individual | $327.00K | 1.1% | |
| Construction & development | $44.00K | 0.1% | |
| Agricultural | $16.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $57.20M | $50.23M | -$623.00K | $3.89M |
| Jun 2023 | $54.85M | $41.13M | $462.00K | $4.59M |
| Jun 2024 | $58.67M | $42.92M | $660.00K | $5.75M |
| Jun 2025 | $57.12M | $50.92M | $13.00K | $5.71M |
| Jun 2026 | $51.04M | $45.54M | -$290.00K | $5.20M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $45.54M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $45.54M.
Similar-sized banks
Lamont Bank Of St. John ($51.12M) · The State Exchange Bank ($50.86M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement