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The State Exchange Bank
Mankato, KS · FDIC Certificate #17375 · Chartered 11/0
Total assets
$50.86M
Total deposits
$46.52M
Total equity
$4.15M
Net loans
$16.83M
Branches (offices)
1
Net income (YTD)
$313.00K
Rank: #4,036 of 4,213 U.S. banks by assets · #165 of 183 in Kansas. Assets changed 16.5% and deposits 16.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.22% |
| Return on equity | 15.15% |
| Net interest margin (YTD) | 2.98% |
| Equity to assets | 8.15% |
| Tier 1 leverage ratio | 12.25% |
| Uninsured deposits (share of deposits) | 34.6% |
| Noncurrent loans (share of loans) | 1.85% |
| Net charge-offs (share of loans) | 0.08% |
| Loans to deposits | 36.2% |
| Real estate loans (share of loans) | 56.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.53M | 56.6% | |
| Commercial & industrial | $383.00K | 2.3% | |
| Consumer / individual | $1.14M | 6.8% | |
| Construction & development | $492.00K | 2.9% | |
| Agricultural | $5.56M | 33.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $43.67M | $39.09M | $192.00K | $2.43M |
| Jun 2023 | $43.47M | $40.73M | $236.00K | $2.70M |
| Jun 2024 | $40.52M | $37.05M | $276.00K | $3.21M |
| Jun 2025 | $43.64M | $40.12M | $201.00K | $3.25M |
| Jun 2026 | $50.86M | $46.52M | $313.00K | $4.15M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $46.52M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $46.52M.
Similar-sized banks
Brighton Bank ($51.04M) · Rayne Building And Loan Association ($50.82M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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