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California Bank Of Commerce, National Association
San Diego, CA · FDIC Certificate #57044 · Chartered 12/1
Total assets
$4.02B
Total deposits
$3.36B
Total equity
$618.64M
Net loans
$3.08B
Branches (offices)
14
Net income (YTD)
$29.27M
Rank: #333 of 4,213 U.S. banks by assets · #28 of 115 in California. Assets changed 1.8% and deposits 1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.45% |
| Return on equity | 9.68% |
| Net interest margin (YTD) | 4.75% |
| Equity to assets | 15.38% |
| Tier 1 leverage ratio | 12.80% |
| Uninsured deposits (share of deposits) | 50.4% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 91.5% |
| Real estate loans (share of loans) | 80.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.47B | 80.2% | |
| Commercial & industrial | $568.49M | 18.5% | |
| Consumer / individual | $18.49M | 0.6% | |
| Construction & development | $133.83M | 4.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.32B | $2.03B | $1.51M | $259.40M |
| Jun 2023 | $2.31B | $1.98B | $15.50M | $288.57M |
| Jun 2024 | $2.29B | $1.94B | $5.66M | $306.35M |
| Jun 2025 | $3.95B | $3.33B | $33.11M | $584.89M |
| Jun 2026 | $4.02B | $3.36B | $29.27M | $618.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $3.36B | 14 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.36B.
Similar-sized banks
West Bank ($4.03B) · Union Savings Bank ($4.02B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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