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California International Bank, N.A.
Westminster, CA · FDIC Certificate #57974 · Chartered 11/3
Total assets
$120.90M
Total deposits
$105.91M
Total equity
$13.76M
Net loans
$81.25M
Branches (offices)
1
Net income (YTD)
$877.00K
Rank: #3,521 of 4,213 U.S. banks by assets · #110 of 115 in California. Assets changed 61.2% and deposits 68.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.71% |
| Return on equity | 13.21% |
| Net interest margin (YTD) | 6.48% |
| Equity to assets | 11.38% |
| Tier 1 leverage ratio | 13.51% |
| Uninsured deposits (share of deposits) | 27.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 76.7% |
| Real estate loans (share of loans) | 95.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $77.84M | 95.8% | |
| Commercial & industrial | $5.80M | 7.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $8.40M | 10.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $76.05M | $63.99M | -$59.00K | $11.41M |
| Jun 2023 | $63.03M | $51.12M | $25.00K | $11.29M |
| Jun 2024 | $57.76M | $45.63M | $1.00K | $11.38M |
| Jun 2025 | $75.00M | $62.77M | $300.00K | $11.70M |
| Jun 2026 | $120.90M | $105.91M | $877.00K | $13.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $105.91M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $105.91M.
Similar-sized banks
Key Community Bank ($121.02M) · Heritage Bank Minnesota ($120.86M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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