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Capital One, National Association
Mclean, VA · FDIC Certificate #4297 · Chartered 05/2
Total assets
$662.16B
Total deposits
$512.60B
Total equity
$98.72B
Net loans
$434.47B
Branches (offices)
245
Net income (YTD)
$5.55B
Rank: #7 of 4,213 U.S. banks by assets · #1 of 56 in Virginia. Assets changed 2.0% and deposits 3.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.67% |
| Return on equity | 11.35% |
| Net interest margin (YTD) | 8.47% |
| Equity to assets | 14.91% |
| Tier 1 leverage ratio | 10.58% |
| Uninsured deposits (share of deposits) | 20.8% |
| Noncurrent loans (share of loans) | 1.49% |
| Net charge-offs (share of loans) | 3.30% |
| Loans to deposits | 84.8% |
| Real estate loans (share of loans) | 5.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $24.25B | 5.6% | |
| Commercial & industrial | $37.13B | 8.5% | |
| Consumer / individual | $348.45B | 80.2% | |
| Construction & development | $1.95B | 0.4% | |
| Agricultural | $1.00M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $388.44B | $313.96B | $1.63B | $36.90B |
| Jun 2023 | $464.95B | $367.95B | $2.53B | $50.26B |
| Jun 2024 | $477.30B | $372.58B | $2.08B | $53.81B |
| Jun 2025 | $648.91B | $497.46B | -$2.61B | $97.14B |
| Jun 2026 | $662.16B | $512.60B | $5.55B | $98.72B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Delaware | $387.33B | - |
| Virginia | $54.53B | 20 |
| New York | $29.05B | 76 |
| Louisiana | $16.59B | 63 |
| Maryland | $10.60B | 41 |
| Texas | $7.37B | 20 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $512.45B.
Similar-sized banks
U.S. Bank National Association ($705.55B) · Pnc Bank, National Association ($609.77B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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