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Pnc Bank, National Association
Wilmington, DE · FDIC Certificate #6384 · Chartered 01/0
Total assets
$609.77B
Total deposits
$457.80B
Total equity
$63.19B
Net loans
$364.86B
Branches (offices)
2,401
Net income (YTD)
$3.95B
Rank: #8 of 4,213 U.S. banks by assets · #1 of 15 in Delaware. Assets changed 10.0% and deposits 5.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.32% |
| Return on equity | 12.59% |
| Net interest margin (YTD) | 3.15% |
| Equity to assets | 10.36% |
| Tier 1 leverage ratio | 8.98% |
| Uninsured deposits (share of deposits) | 44.8% |
| Noncurrent loans (share of loans) | 0.74% |
| Net charge-offs (share of loans) | 0.24% |
| Loans to deposits | 79.7% |
| Real estate loans (share of loans) | 33.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $123.35B | 33.8% | |
| Commercial & industrial | $116.55B | 31.9% | |
| Consumer / individual | $25.34B | 6.9% | |
| Construction & development | $5.26B | 1.4% | |
| Agricultural | $457.18M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $534.35B | $447.02B | $2.73B | $44.37B |
| Jun 2023 | $554.13B | $434.88B | $3.23B | $46.80B |
| Jun 2024 | $552.53B | $423.23B | $2.99B | $51.38B |
| Jun 2025 | $554.57B | $433.05B | $3.32B | $56.66B |
| Jun 2026 | $609.77B | $457.80B | $3.95B | $63.19B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Pennsylvania | $140.15B | 259 |
| New Jersey | $42.49B | 175 |
| Ohio | $39.59B | 216 |
| Texas | $30.13B | 319 |
| Illinois | $23.41B | 148 |
| Michigan | $21.37B | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $457.09B.
Similar-sized banks
Capital One, National Association ($662.16B) · Truist Bank ($548.35B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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