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Truist Bank
Charlotte, NC · FDIC Certificate #9846 · Chartered 01/0
Total assets
$548.35B
Total deposits
$419.21B
Total equity
$62.97B
Net loans
$327.17B
Branches (offices)
1,928
Net income (YTD)
$3.15B
Rank: #9 of 4,213 U.S. banks by assets · #2 of 38 in North Carolina. Assets changed 2.4% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.16% |
| Return on equity | 10.00% |
| Net interest margin (YTD) | 3.14% |
| Equity to assets | 11.48% |
| Tier 1 leverage ratio | 9.82% |
| Uninsured deposits (share of deposits) | 44.9% |
| Noncurrent loans (share of loans) | 0.72% |
| Net charge-offs (share of loans) | 0.55% |
| Loans to deposits | 78.0% |
| Real estate loans (share of loans) | 36.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $119.67B | 36.6% | |
| Commercial & industrial | $76.33B | 23.3% | |
| Consumer / individual | $56.57B | 17.3% | |
| Construction & development | $7.61B | 2.3% | |
| Agricultural | $162.00M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $531.90B | $435.69B | $2.68B | $58.26B |
| Jun 2023 | $546.54B | $418.49B | $2.97B | $63.03B |
| Jun 2024 | $511.93B | $397.41B | $2.21B | $61.93B |
| Jun 2025 | $535.59B | $417.55B | $2.64B | $61.76B |
| Jun 2026 | $548.35B | $419.21B | $3.15B | $62.97B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Carolina | $117.66B | 276 |
| Florida | $74.51B | 441 |
| Georgia | $68.68B | 203 |
| Virginia | $49.67B | 259 |
| Maryland | $23.12B | 138 |
| Tennessee | $16.59B | - |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $419.21B.
Similar-sized banks
Pnc Bank, National Association ($609.77B) · The Bank Of New York Mellon ($425.12B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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