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Capitol Federal Savings Bank
Topeka, KS · FDIC Certificate #27981 · Chartered 01/0
Total assets
$9.68B
Total deposits
$6.92B
Total equity
$978.02M
Net loans
$8.17B
Branches (offices)
46
Net income (YTD)
$43.91M
Rank: #165 of 4,213 U.S. banks by assets · #1 of 183 in Kansas. Assets changed -0.3% and deposits 6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.90% |
| Return on equity | 8.92% |
| Net interest margin (YTD) | 2.31% |
| Equity to assets | 10.11% |
| Tier 1 leverage ratio | 9.57% |
| Uninsured deposits (share of deposits) | 11.2% |
| Noncurrent loans (share of loans) | 0.62% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 118.1% |
| Real estate loans (share of loans) | 96.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $7.92B | 96.9% | |
| Commercial & industrial | $262.03M | 3.2% | |
| Consumer / individual | $6.23M | 0.1% | |
| Construction & development | $258.17M | 3.2% | |
| Agricultural | $273.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $9.50B | $6.50B | $42.91M | $1.00B |
| Jun 2023 | $10.31B | $6.24B | $22.48M | $936.47M |
| Jun 2024 | $9.62B | $6.23B | $23.32M | $935.95M |
| Jun 2025 | $9.70B | $6.50B | $33.89M | $995.62M |
| Jun 2026 | $9.68B | $6.92B | $43.91M | $978.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $6.76B | 42 |
| Missouri | $159.69M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.92B.
Similar-sized banks
Principal Bank ($9.84B) · Eaglebank ($9.62B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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