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Principal Bank
Des Moines, IA · FDIC Certificate #34507 · Chartered 02/1
Total assets
$9.84B
Total deposits
$9.26B
Total equity
$493.91M
Net loans
$2.99B
Branches (offices)
1
Net income (YTD)
$80.81M
Rank: #164 of 4,213 U.S. banks by assets · #1 of 225 in Iowa. Assets changed 9.7% and deposits 10.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.68% |
| Return on equity | 33.04% |
| Net interest margin (YTD) | 2.46% |
| Equity to assets | 5.02% |
| Tier 1 leverage ratio | 7.13% |
| Uninsured deposits (share of deposits) | 45.6% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 32.2% |
| Real estate loans (share of loans) | 100.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.00B | 100.4% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $8.08B | $7.70B | $35.52M | $260.49M |
| Jun 2023 | $8.01B | $7.67B | $58.76M | $277.00M |
| Jun 2024 | $8.69B | $8.20B | $52.97M | $395.31M |
| Jun 2025 | $8.96B | $8.38B | $46.67M | $435.37M |
| Jun 2026 | $9.84B | $9.26B | $80.81M | $493.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $9.26B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $9.26B.
Similar-sized banks
Byline Bank ($9.91B) · Capitol Federal Savings Bank ($9.68B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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