Advertisement
Carmine State Bank
Carmine, TX · FDIC Certificate #19278 · Chartered 07/0
Total assets
$148.75M
Total deposits
$139.21M
Total equity
$9.27M
Net loans
$39.96M
Branches (offices)
1
Net income (YTD)
$740.00K
Rank: #3,315 of 4,213 U.S. banks by assets · #281 of 346 in Texas. Assets changed 10.0% and deposits 8.3% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.01% |
| Return on equity | 17.31% |
| Net interest margin (YTD) | 2.44% |
| Equity to assets | 6.23% |
| Tier 1 leverage ratio | 10.00% |
| Uninsured deposits (share of deposits) | 26.2% |
| Noncurrent loans (share of loans) | 0.50% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 28.7% |
| Real estate loans (share of loans) | 63.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $25.35M | 63.4% | |
| Commercial & industrial | $2.72M | 6.8% | |
| Consumer / individual | $6.87M | 17.2% | |
| Construction & development | $2.45M | 6.1% | |
| Agricultural | $2.14M | 5.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $109.23M | $103.96M | $556.00K | $5.13M |
| Jun 2023 | $117.59M | $111.78M | $726.00K | $5.59M |
| Jun 2024 | $124.03M | $116.97M | $488.00K | $6.73M |
| Jun 2025 | $135.22M | $128.57M | $639.00K | $6.38M |
| Jun 2026 | $148.75M | $139.21M | $740.00K | $9.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $139.21M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $139.21M.
Similar-sized banks
The Pineries Bank ($149.14M) · Hyden Citizens Bank ($148.62M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement