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The Pineries Bank
Stevens Point, WI · FDIC Certificate #9526 · Chartered 06/0
Total assets
$149.14M
Total deposits
$130.50M
Total equity
$17.19M
Net loans
$99.41M
Branches (offices)
1
Net income (YTD)
$1.13M
Rank: #3,314 of 4,213 U.S. banks by assets · #130 of 153 in Wisconsin. Assets changed 3.0% and deposits 2.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.52% |
| Return on equity | 13.49% |
| Net interest margin (YTD) | 3.43% |
| Equity to assets | 11.53% |
| Tier 1 leverage ratio | 11.34% |
| Uninsured deposits (share of deposits) | 14.5% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 76.2% |
| Real estate loans (share of loans) | 94.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $93.95M | 94.5% | |
| Commercial & industrial | $1.87M | 1.9% | |
| Consumer / individual | $3.57M | 3.6% | |
| Construction & development | $4.87M | 4.9% | |
| Agricultural | $109.00K | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $138.20M | $124.88M | $564.00K | $12.54M |
| Jun 2023 | $133.50M | $119.07M | $697.00K | $13.45M |
| Jun 2024 | $136.84M | $121.04M | $856.00K | $14.46M |
| Jun 2025 | $144.81M | $127.66M | $1.04M | $15.77M |
| Jun 2026 | $149.14M | $130.50M | $1.13M | $17.19M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $130.50M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $130.50M.
Similar-sized banks
The Sacramento Deposit Bank ($149.85M) · Carmine State Bank ($148.75M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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