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Ccfbank National Association
Altoona, WI · FDIC Certificate #57265 · Chartered 12/1
Total assets
$1.81B
Total deposits
$1.58B
Total equity
$217.55M
Net loans
$1.36B
Branches (offices)
21
Net income (YTD)
$6.64M
Rank: #646 of 4,213 U.S. banks by assets · #17 of 153 in Wisconsin. Assets changed 4.5% and deposits 5.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.74% |
| Return on equity | 6.14% |
| Net interest margin (YTD) | 3.38% |
| Equity to assets | 12.01% |
| Tier 1 leverage ratio | 11.21% |
| Uninsured deposits (share of deposits) | 30.4% |
| Noncurrent loans (share of loans) | 2.28% |
| Net charge-offs (share of loans) | 0.24% |
| Loans to deposits | 86.0% |
| Real estate loans (share of loans) | 90.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.23B | 90.5% | |
| Commercial & industrial | $103.11M | 7.6% | |
| Consumer / individual | $8.83M | 0.6% | |
| Construction & development | $66.10M | 4.9% | |
| Agricultural | $29.42M | 2.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.76B | $1.43B | $10.91M | $219.29M |
| Jun 2023 | $1.83B | $1.47B | $8.73M | $221.81M |
| Jun 2024 | $1.80B | $1.53B | $9.76M | $221.78M |
| Jun 2025 | $1.73B | $1.50B | $8.40M | $224.62M |
| Jun 2026 | $1.81B | $1.58B | $6.64M | $217.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $1.25B | 15 |
| Minnesota | $328.97M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.58B.
Similar-sized banks
Bank Of New England ($1.82B) · North Dallas Bank & Trust Co. ($1.81B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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