Advertisement
North Dallas Bank & Trust Co.
Dallas, TX · FDIC Certificate #18355 · Chartered 03/2
Total assets
$1.81B
Total deposits
$1.56B
Total equity
$187.78M
Net loans
$1.24B
Branches (offices)
6
Net income (YTD)
$4.52M
Rank: #647 of 4,213 U.S. banks by assets · #57 of 346 in Texas. Assets changed -3.5% and deposits -1.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.49% |
| Return on equity | 4.87% |
| Net interest margin (YTD) | 2.60% |
| Equity to assets | 10.37% |
| Tier 1 leverage ratio | 10.22% |
| Uninsured deposits (share of deposits) | 42.7% |
| Noncurrent loans (share of loans) | 1.54% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 79.5% |
| Real estate loans (share of loans) | 90.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.12B | 90.8% | |
| Commercial & industrial | $68.50M | 5.5% | |
| Consumer / individual | $8.26M | 0.7% | |
| Construction & development | $82.67M | 6.7% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.73B | $1.56B | $4.36M | $157.36M |
| Jun 2023 | $1.68B | $1.43B | $2.73M | $160.52M |
| Jun 2024 | $1.80B | $1.49B | $1.68M | $166.63M |
| Jun 2025 | $1.88B | $1.59B | $3.41M | $176.58M |
| Jun 2026 | $1.81B | $1.56B | $4.52M | $187.78M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $1.56B | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.56B.
Similar-sized banks
Ccfbank National Association ($1.81B) · First Citizens Bank ($1.80B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement