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Centrebank
Veedersburg, IN · FDIC Certificate #15532 · Chartered 10/1
Total assets
$119.98M
Total deposits
$99.07M
Total equity
$20.53M
Net loans
$90.23M
Branches (offices)
6
Net income (YTD)
$1.09M
Rank: #3,528 of 4,213 U.S. banks by assets · #79 of 87 in Indiana. Assets changed 8.1% and deposits 7.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.86% |
| Return on equity | 10.89% |
| Net interest margin (YTD) | 5.92% |
| Equity to assets | 17.11% |
| Tier 1 leverage ratio | 17.16% |
| Uninsured deposits (share of deposits) | 20.3% |
| Noncurrent loans (share of loans) | 0.33% |
| Net charge-offs (share of loans) | 0.36% |
| Loans to deposits | 91.1% |
| Real estate loans (share of loans) | 75.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $68.23M | 75.6% | |
| Commercial & industrial | $16.32M | 18.1% | |
| Consumer / individual | $3.98M | 4.4% | |
| Construction & development | $8.60M | 9.5% | |
| Agricultural | $3.02M | 3.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $112.41M | $99.32M | $433.00K | $12.86M |
| Jun 2023 | $104.09M | $89.10M | $1.12M | $14.75M |
| Jun 2024 | $98.58M | $81.36M | $1.04M | $16.84M |
| Jun 2025 | $110.95M | $92.08M | $967.00K | $18.53M |
| Jun 2026 | $119.98M | $99.07M | $1.09M | $20.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $99.07M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $99.07M.
Similar-sized banks
Global Innovations Bank ($120.07M) · Peoples Bank, Mt. Washington ($119.96M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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