Advertisement
Global Innovations Bank
Kiester, MN · FDIC Certificate #5175 · Chartered 01/0
Total assets
$120.07M
Total deposits
$109.40M
Total equity
$9.71M
Net loans
$78.91M
Branches (offices)
1
Net income (YTD)
$801.00K
Rank: #3,527 of 4,213 U.S. banks by assets · #154 of 221 in Minnesota. Assets changed 21.5% and deposits 21.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 17.68% |
| Net interest margin (YTD) | 4.16% |
| Equity to assets | 8.09% |
| Tier 1 leverage ratio | 8.47% |
| Uninsured deposits (share of deposits) | 32.8% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 72.1% |
| Real estate loans (share of loans) | 50.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $39.62M | 50.2% | |
| Commercial & industrial | $5.86M | 7.4% | |
| Consumer / individual | $509.00K | 0.6% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $33.52M | 42.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $44.14M | $41.15M | $7.00K | $2.95M |
| Jun 2023 | $54.97M | $47.09M | $247.00K | $7.68M |
| Jun 2024 | $73.31M | $64.74M | $409.00K | $8.22M |
| Jun 2025 | $98.86M | $90.07M | $58.00K | $8.24M |
| Jun 2026 | $120.07M | $109.40M | $801.00K | $9.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $109.40M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $109.40M.
Similar-sized banks
United Bank & Trust Co. ($120.14M) · Centrebank ($119.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement