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Century Bank Of Florida
Tampa, FL · FDIC Certificate #35558 · Chartered 09/1
Total assets
$101.10M
Total deposits
$86.98M
Total equity
$9.46M
Net loans
$60.56M
Branches (offices)
1
Net income (YTD)
$256.00K
Rank: #3,670 of 4,213 U.S. banks by assets · #75 of 81 in Florida. Assets changed 1.0% and deposits -0.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.50% |
| Return on equity | 5.45% |
| Net interest margin (YTD) | 4.44% |
| Equity to assets | 9.36% |
| Tier 1 leverage ratio | 10.56% |
| Uninsured deposits (share of deposits) | 38.1% |
| Noncurrent loans (share of loans) | 0.99% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 69.6% |
| Real estate loans (share of loans) | 78.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $47.22M | 78.0% | |
| Commercial & industrial | $9.41M | 15.5% | |
| Consumer / individual | $4.94M | 8.2% | |
| Construction & development | $5.31M | 8.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $110.75M | $96.78M | $247.00K | $6.78M |
| Jun 2023 | $104.79M | $91.43M | $433.00K | $7.09M |
| Jun 2024 | $107.27M | $94.66M | $344.00K | $7.82M |
| Jun 2025 | $100.09M | $87.73M | $284.00K | $8.68M |
| Jun 2026 | $101.10M | $86.98M | $256.00K | $9.46M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $86.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $86.98M.
Similar-sized banks
The Kansas State Bank Overbrook Kansas ($101.21M) · The Bank Of Milan ($101.07M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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