Advertisement

Banks · Tennessee

The Bank Of Milan

Milan, TN · FDIC Certificate #33851 · Chartered 11/1

Total assets
$101.07M
Total deposits
$88.86M
Total equity
$7.49M
Net loans
$61.27M
Branches (offices)
2
Net income (YTD)
$1.05M
Rank: #3,671 of 4,213 U.S. banks by assets · #103 of 109 in Tennessee. Assets changed -10.1% and deposits -12.7% over the year to June 30, 2026.
Advertisement

Key ratios

Return on assets (YTD, annualized by FDIC)1.99%
Return on equity29.19%
Net interest margin (YTD)3.43%
Equity to assets7.41%
Tier 1 leverage ratio9.52%
Uninsured deposits (share of deposits)7.4%
Noncurrent loans (share of loans)0.99%
Net charge-offs (share of loans)-0.01%
Loans to deposits69.0%
Real estate loans (share of loans)87.1%

Loan mix

CategoryAmountShare
Real estate loans$53.39M
87.1%
Commercial & industrial$5.84M
9.5%
Consumer / individual$1.14M
1.9%
Construction & development$1.20M
2.0%
Agricultural$781.00K
1.3%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$100.78M$92.51M$471.00K$4.33M
Jun 2023$97.24M$88.69M$448.00K$4.11M
Jun 2024$99.39M$90.32M$426.00K$4.65M
Jun 2025$112.47M$101.79M$620.00K$5.90M
Jun 2026$101.07M$88.86M$1.05M$7.49M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Tennessee$88.86M2

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $88.86M.

Similar-sized banks

Century Bank Of Florida ($101.10M) · The Gerber State Bank ($100.82M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

Advertisement