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Century Next Bank
Ruston, LA · FDIC Certificate #29700 · Chartered 01/0
Total assets
$916.38M
Total deposits
$795.32M
Total equity
$112.45M
Net loans
$664.23M
Branches (offices)
7
Net income (YTD)
$7.89M
Rank: #1,124 of 4,213 U.S. banks by assets · #22 of 103 in Louisiana. Assets changed -0.7% and deposits -2.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.75% |
| Return on equity | 14.38% |
| Net interest margin (YTD) | 4.73% |
| Equity to assets | 12.27% |
| Tier 1 leverage ratio | 11.95% |
| Uninsured deposits (share of deposits) | 58.5% |
| Noncurrent loans (share of loans) | 0.12% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 83.5% |
| Real estate loans (share of loans) | 87.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $578.21M | 87.0% | |
| Commercial & industrial | $80.60M | 12.1% | |
| Consumer / individual | $11.09M | 1.7% | |
| Construction & development | $68.11M | 10.3% | |
| Agricultural | $95.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $619.20M | $541.02M | $2.76M | $68.13M |
| Jun 2023 | $699.04M | $614.36M | $2.85M | $74.04M |
| Jun 2024 | $831.16M | $741.63M | $5.99M | $83.38M |
| Jun 2025 | $923.29M | $818.77M | $7.61M | $97.06M |
| Jun 2026 | $916.38M | $795.32M | $7.89M | $112.45M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $643.27M | 4 |
| Arkansas | $152.05M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $795.32M.
Similar-sized banks
The Juniata Valley Bank ($917.86M) · State Bank ($916.10M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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