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State Bank
Brownsburg, IN · FDIC Certificate #1833 · Chartered 12/0
Total assets
$916.10M
Total deposits
$764.14M
Total equity
$100.48M
Net loans
$699.36M
Branches (offices)
10
Net income (YTD)
$4.69M
Rank: #1,125 of 4,213 U.S. banks by assets · #23 of 87 in Indiana. Assets changed 7.1% and deposits 5.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.07% |
| Return on equity | 11.13% |
| Net interest margin (YTD) | 4.04% |
| Equity to assets | 10.97% |
| Tier 1 leverage ratio | 11.90% |
| Uninsured deposits (share of deposits) | 52.2% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 91.5% |
| Real estate loans (share of loans) | 81.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $572.46M | 81.9% | |
| Commercial & industrial | $88.39M | 12.6% | |
| Consumer / individual | $7.46M | 1.1% | |
| Construction & development | $90.34M | 12.9% | |
| Agricultural | $14.45M | 2.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $710.91M | $647.02M | $3.35M | $55.46M |
| Jun 2023 | $793.93M | $693.30M | $2.17M | $56.38M |
| Jun 2024 | $831.91M | $738.42M | $2.56M | $61.80M |
| Jun 2025 | $855.02M | $723.49M | $3.73M | $70.18M |
| Jun 2026 | $916.10M | $764.14M | $4.69M | $100.48M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $764.14M | 10 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $764.14M.
Similar-sized banks
Century Next Bank ($916.38M) · Finwise Bank ($915.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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