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Finwise Bank
Murray, UT · FDIC Certificate #35323 · Chartered 07/2
Total assets
$915.48M
Total deposits
$722.98M
Total equity
$164.09M
Net loans
$689.72M
Branches (offices)
2
Net income (YTD)
$6.55M
Rank: #1,126 of 4,213 U.S. banks by assets · #30 of 44 in Utah. Assets changed 9.9% and deposits 9.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.42% |
| Return on equity | 8.14% |
| Net interest margin (YTD) | 13.58% |
| Equity to assets | 17.92% |
| Tier 1 leverage ratio | 18.05% |
| Uninsured deposits (share of deposits) | 19.5% |
| Noncurrent loans (share of loans) | 5.11% |
| Net charge-offs (share of loans) | 6.18% |
| Loans to deposits | 95.4% |
| Real estate loans (share of loans) | 44.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $303.85M | 44.1% | |
| Commercial & industrial | $58.90M | 8.5% | |
| Consumer / individual | $302.81M | 43.9% | |
| Construction & development | $58.79M | 8.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $359.17M | $255.90M | $17.72M | $88.91M |
| Jun 2023 | $488.41M | $365.36M | $10.85M | $110.92M |
| Jun 2024 | $607.31M | $460.43M | $9.09M | $131.15M |
| Jun 2025 | $833.14M | $663.53M | $7.94M | $147.96M |
| Jun 2026 | $915.48M | $722.98M | $6.55M | $164.09M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $722.98M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $722.98M.
Similar-sized banks
State Bank ($916.10M) · F&M Bank ($915.29M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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