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Century Savings And Loan Association
Trinidad, CO · FDIC Certificate #28860 · Chartered 01/0
Total assets
$75.33M
Total deposits
$61.99M
Total equity
$10.54M
Net loans
$39.01M
Branches (offices)
1
Net income (YTD)
$36.00K
Rank: #3,870 of 4,213 U.S. banks by assets · #59 of 63 in Colorado. Assets changed 0.9% and deposits 1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.10% |
| Return on equity | 0.67% |
| Net interest margin (YTD) | 2.81% |
| Equity to assets | 14.00% |
| Tier 1 leverage ratio | 16.43% |
| Uninsured deposits (share of deposits) | 24.6% |
| Noncurrent loans (share of loans) | 0.50% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 62.9% |
| Real estate loans (share of loans) | 99.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $38.81M | 99.5% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $453.00K | 1.2% | |
| Construction & development | $419.00K | 1.1% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $97.67M | $76.60M | $61.00K | $10.42M |
| Jun 2023 | $83.44M | $67.77M | -$126.00K | $9.23M |
| Jun 2024 | $75.65M | $60.48M | -$4.00K | $9.59M |
| Jun 2025 | $74.66M | $61.38M | -$104.00K | $10.45M |
| Jun 2026 | $75.33M | $61.99M | $36.00K | $10.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $61.99M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $61.99M.
Similar-sized banks
Commercial State Bank ($75.50M) · First Security Bank - West ($75.18M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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