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Commercial State Bank
Republican City, NE · FDIC Certificate #1986 · Chartered 01/0
Total assets
$75.50M
Total deposits
$49.92M
Total equity
$19.91M
Net loans
$19.45M
Branches (offices)
1
Net income (YTD)
$587.00K
Rank: #3,869 of 4,213 U.S. banks by assets · #116 of 138 in Nebraska. Assets changed -1.6% and deposits -1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.58% |
| Return on equity | 6.03% |
| Net interest margin (YTD) | 2.87% |
| Equity to assets | 26.36% |
| Tier 1 leverage ratio | 28.59% |
| Uninsured deposits (share of deposits) | 1.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 39.0% |
| Real estate loans (share of loans) | 48.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $9.46M | 48.6% | |
| Commercial & industrial | $1.24M | 6.4% | |
| Consumer / individual | $431.00K | 2.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $8.56M | 44.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $60.77M | $43.60M | $504.00K | $17.02M |
| Jun 2023 | $68.07M | $45.41M | $410.00K | $16.53M |
| Jun 2024 | $74.09M | $48.32M | $265.00K | $17.47M |
| Jun 2025 | $76.75M | $50.60M | $452.00K | $18.54M |
| Jun 2026 | $75.50M | $49.92M | $587.00K | $19.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $49.92M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $49.92M.
Similar-sized banks
Heartland State Bank ($75.64M) · Century Savings And Loan Association ($75.33M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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