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Charles Schwab Premier Bank, SSB
Westlake, TX · FDIC Certificate #33497 · Chartered 08/3
Total assets
$26.58B
Total deposits
$24.46B
Total equity
$2.10B
Net loans
$1.00M
Branches (offices)
1
Net income (YTD)
$205.00M
Rank: #81 of 4,213 U.S. banks by assets · #5 of 346 in Texas. Assets changed 8.8% and deposits 10.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.52% |
| Return on equity | 20.07% |
| Net interest margin (YTD) | 2.44% |
| Equity to assets | 7.88% |
| Tier 1 leverage ratio | 10.90% |
| Uninsured deposits (share of deposits) | 1.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 0.0% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $39.63B | $38.09B | $147.00M | $1.49B |
| Jun 2023 | $29.94B | $21.77B | $44.00M | $1.28B |
| Jun 2024 | $25.49B | $20.20B | $110.00M | $1.85B |
| Jun 2025 | $24.43B | $22.18B | $182.00M | $2.23B |
| Jun 2026 | $26.58B | $24.46B | $205.00M | $2.10B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $24.46B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $24.46B.
Similar-sized banks
Renasant Bank ($26.99B) · Customers Bank ($26.50B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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