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Renasant Bank
Tupelo, MS · FDIC Certificate #12437 · Chartered 02/2
Total assets
$26.99B
Total deposits
$22.17B
Total equity
$4.16B
Net loans
$19.14B
Branches (offices)
259
Net income (YTD)
$188.22M
Rank: #80 of 4,213 U.S. banks by assets · #2 of 57 in Mississippi. Assets changed 1.4% and deposits 1.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.40% |
| Return on equity | 9.17% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 15.43% |
| Tier 1 leverage ratio | 10.72% |
| Uninsured deposits (share of deposits) | 46.3% |
| Noncurrent loans (share of loans) | 0.96% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 86.4% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $16.28B | 85.0% | |
| Commercial & industrial | $2.64B | 13.8% | |
| Consumer / individual | $99.32M | 0.5% | |
| Construction & development | $2.01B | 10.5% | |
| Agricultural | $24.04M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $16.62B | $13.92B | $81.51M | $2.38B |
| Jun 2023 | $17.22B | $14.26B | $85.48M | $2.46B |
| Jun 2024 | $17.51B | $14.42B | $89.60M | $2.59B |
| Jun 2025 | $26.61B | $21.94B | $54.90M | $3.94B |
| Jun 2026 | $26.99B | $22.17B | $188.22M | $4.16B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $9.12B | 88 |
| Georgia | $5.95B | 71 |
| Alabama | $3.01B | 36 |
| Florida | $1.75B | 25 |
| Tennessee | $1.65B | 19 |
| Louisiana | $679.96M | 20 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $22.17B.
Similar-sized banks
Wafd Bank ($27.58B) · Charles Schwab Premier Bank, SSB ($26.58B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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