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Wafd Bank
Seattle, WA · FDIC Certificate #28088 · Chartered 01/0
Total assets
$27.58B
Total deposits
$21.05B
Total equity
$3.03B
Net loans
$20.02B
Branches (offices)
212
Net income (YTD)
$135.91M
Rank: #79 of 4,213 U.S. banks by assets · #1 of 28 in Washington. Assets changed 3.2% and deposits -2.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.99% |
| Return on equity | 8.98% |
| Net interest margin (YTD) | 2.87% |
| Equity to assets | 10.98% |
| Tier 1 leverage ratio | 9.21% |
| Uninsured deposits (share of deposits) | 31.1% |
| Noncurrent loans (share of loans) | 0.63% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 95.1% |
| Real estate loans (share of loans) | 89.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $17.82B | 89.0% | |
| Commercial & industrial | $2.21B | 11.0% | |
| Consumer / individual | $52.75M | 0.3% | |
| Construction & development | $1.33B | 6.6% | |
| Agricultural | $1.70M | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $20.16B | $16.15B | $113.05M | $2.12B |
| Jun 2023 | $22.55B | $16.29B | $129.14M | $2.29B |
| Jun 2024 | $28.56B | $21.36B | $86.67M | $3.00B |
| Jun 2025 | $26.72B | $21.51B | $121.47M | $3.03B |
| Jun 2026 | $27.58B | $21.05B | $135.91M | $3.03B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Washington | $8.64B | 75 |
| California | $3.24B | 11 |
| Oregon | $2.65B | 36 |
| New Mexico | $1.84B | 18 |
| Arizona | $1.65B | 28 |
| Idaho | $981.90M | 21 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $21.05B.
Similar-sized banks
Wesbanco Bank, Inc. ($27.75B) · Renasant Bank ($26.99B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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