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Banks · Illinois

Cibc Bank Usa

Chicago, IL · FDIC Certificate #33306 · Chartered 02/0

Total assets
$66.50B
Total deposits
$51.47B
Total equity
$11.58B
Net loans
$42.83B
Branches (offices)
8
Net income (YTD)
$492.51M
Rank: #42 of 4,213 U.S. banks by assets · #3 of 322 in Illinois. Assets changed 10.2% and deposits 8.1% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)1.51%
Return on equity8.67%
Net interest margin (YTD)3.14%
Equity to assets17.42%
Tier 1 leverage ratio14.34%
Uninsured deposits (share of deposits)65.9%
Noncurrent loans (share of loans)1.35%
Net charge-offs (share of loans)0.26%
Loans to deposits83.2%
Real estate loans (share of loans)48.4%

Loan mix

CategoryAmountShare
Real estate loans$20.75B
48.4%
Commercial & industrial$12.21B
28.5%
Consumer / individual$425.50M
1.0%
Construction & development$2.12B
5.0%
Agricultural$793.00K
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$47.74B$38.19B$249.86M$7.94B
Jun 2023$51.47B$40.03B$427.81M$8.68B
Jun 2024$55.87B$43.79B$457.67M$9.65B
Jun 2025$60.36B$47.59B$460.64M$10.69B
Jun 2026$66.50B$51.47B$492.51M$11.58B

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Illinois$49.02B5
Michigan$1.44B1
Missouri$898.50M1
Florida$107.49M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $51.47B.

Similar-sized banks

Southstate Bank, National Association ($68.79B) · Valley National Bank ($66.23B)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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