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Valley National Bank
Passaic, NJ · FDIC Certificate #9396 · Chartered 01/0
Total assets
$66.23B
Total deposits
$54.34B
Total equity
$8.39B
Net loans
$51.89B
Branches (offices)
228
Net income (YTD)
$349.41M
Rank: #43 of 4,213 U.S. banks by assets · #1 of 49 in New Jersey. Assets changed 5.7% and deposits 7.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.08% |
| Return on equity | 8.45% |
| Net interest margin (YTD) | 3.30% |
| Equity to assets | 12.66% |
| Tier 1 leverage ratio | 10.25% |
| Uninsured deposits (share of deposits) | 39.8% |
| Noncurrent loans (share of loans) | 0.91% |
| Net charge-offs (share of loans) | 0.15% |
| Loans to deposits | 95.5% |
| Real estate loans (share of loans) | 71.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $37.07B | 71.5% | |
| Commercial & industrial | $8.44B | 16.3% | |
| Consumer / individual | $3.16B | 6.1% | |
| Construction & development | $2.48B | 4.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $54.44B | $43.92B | $233.12M | $6.92B |
| Jun 2023 | $61.70B | $49.78B | $304.07M | $7.31B |
| Jun 2024 | $62.05B | $50.33B | $186.84M | $7.30B |
| Jun 2025 | $62.65B | $50.79B | $256.22M | $8.03B |
| Jun 2026 | $66.23B | $54.34B | $349.41M | $8.39B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $30.20B | 126 |
| Florida | $10.21B | 42 |
| New York | $10.15B | 41 |
| California | $2.30B | 3 |
| Alabama | $1.28B | 15 |
| Illinois | $201.51M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $54.34B.
Similar-sized banks
Cibc Bank Usa ($66.50B) · Columbia Bank ($65.37B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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