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Classic Bank, National Association
Cameron, TX · FDIC Certificate #3126 · Chartered 08/2
Total assets
$657.46M
Total deposits
$576.17M
Total equity
$73.66M
Net loans
$523.81M
Branches (offices)
7
Net income (YTD)
$4.56M
Rank: #1,442 of 4,213 U.S. banks by assets · #131 of 346 in Texas. Assets changed -3.1% and deposits -4.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.39% |
| Return on equity | 12.52% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 11.20% |
| Tier 1 leverage ratio | 11.58% |
| Uninsured deposits (share of deposits) | 17.0% |
| Noncurrent loans (share of loans) | 1.26% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 90.9% |
| Real estate loans (share of loans) | 85.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $445.11M | 85.0% | |
| Commercial & industrial | $30.27M | 5.8% | |
| Consumer / individual | $5.63M | 1.1% | |
| Construction & development | $50.24M | 9.6% | |
| Agricultural | $31.36M | 6.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $603.59M | $536.40M | $4.15M | $46.29M |
| Jun 2023 | $678.01M | $577.42M | $2.53M | $53.24M |
| Jun 2024 | $686.22M | $597.97M | $3.35M | $59.20M |
| Jun 2025 | $678.82M | $602.64M | $6.31M | $66.00M |
| Jun 2026 | $657.46M | $576.17M | $4.56M | $73.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Texas | $576.17M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $576.17M.
Similar-sized banks
First Southwest Bank ($657.46M) · First Hope Bank, A National Banking Association ($656.68M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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