Advertisement
Commercial National Bank Of Texarkana
Texarkana, TX · FDIC Certificate #19024 · Chartered 02/0
Total assets
$330.14M
Total deposits
$305.31M
Total equity
$22.54M
Net loans
$248.53M
Branches (offices)
6
Net income (YTD)
$3.56M
Rank: #2,338 of 4,213 U.S. banks by assets · #202 of 346 in Texas. Assets changed 3.7% and deposits 2.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.16% |
| Return on equity | 32.60% |
| Net interest margin (YTD) | 4.57% |
| Equity to assets | 6.83% |
| Tier 1 leverage ratio | 10.01% |
| Uninsured deposits (share of deposits) | 32.4% |
| Noncurrent loans (share of loans) | 1.99% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 81.4% |
| Real estate loans (share of loans) | 76.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $190.45M | 76.6% | |
| Commercial & industrial | $54.25M | 21.8% | |
| Consumer / individual | $4.82M | 1.9% | |
| Construction & development | $23.20M | 9.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $295.25M | $281.45M | $2.40M | $11.63M |
| Jun 2023 | $306.25M | $273.91M | $2.35M | $13.67M |
| Jun 2024 | $307.12M | $280.35M | $2.25M | $15.67M |
| Jun 2025 | $318.47M | $298.97M | $2.71M | $18.12M |
| Jun 2026 | $330.14M | $305.31M | $3.56M | $22.54M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $224.00M | 4 |
| Texas | $81.31M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $305.31M.
Similar-sized banks
High Plains Bank ($330.22M) · The Farmers State Bank ($329.61M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement